2/17/2024 0 Comments Nasa fcu mortgage no pmiHowever, you can qualify for membership if one of the following applies to you: No, membership with NASA FCU is not open to everyone. Low yields on all other deposit accountsįrequently asked questions Can anyone join NASA Federal Credit Union?.36-month Bump Rate: $1,000 minimum deposit, 4.35% APY.24-month Bump Rate: $1,000 minimum deposit, 4.50% APY.12-month Add-On: $250 minimum deposit, 4.65% APY.12-month Early Savers: $50 minimum deposit, 4.75% APY.The interest rates are comparable to some of the best CD rates available today. The credit union also offers share certificates (also known as CDs) with terms ranging from 6 to 60 months. Monthly maintenance fee: $10 if daily balance for the month is less than $10,000.Dividends are compounded and credited monthly. NASA Federal Credit Union has a few different money market accounts to meet the diverse needs of its members. For Gold, Silver and Bronze Rewards: $0 with average daily balance of $2,500 or more) Monthly maintenance fee: $9 (waived with Platinum Membership Rewards.Monthly maintenance fee: $8 (waived with with recurring direct deposit or active bill pay and enrollment in eStatements).Bronze Rewards: 3 No Charge/month, $1.00 each thereafter.Gold/Silver Rewards: 6 No Charge/month, $1.00 each thereafter.Monthly maintenance fee: $7 (waived with Silver, Gold or Platinum Membership Rewards). One insufficient funds fee can be waived per year. All checking accounts earn rewards on debit card purchases (up to $250 per year) and allow account holders to access direct deposits up to two days earlier with EarlyAccess Payroll. NASA Federal Credit Union offers multiple checking accounts, as well as a share savings account. Personally if I were you and they won't restore your limit I'd tell them to go pound sand and close the card.If you’re looking for a new deposit account to manage and grow your money, NASA Federal Credit Union has many options, ranging from checking, savings, money market, CDs, and more. I'm afaid that they could do the same to me though it wouldnt be a huge loss even though I like the looks of the card :-). It's something that they never used to do. There have been a rash of NASA card closures recently. They kept my interest rate the same at 14.15% (their lowest, yet only a $1k limit). I don't need the account and I'll keep it open, but it is shady. They did not provide any futher reasoning or a credit score. They cited number of recent inquiries and excessive revovling account. I've used the card a few times, never carried a balance, and have a 1% utilization rate on my other accounts. I opened my mail today and they lowered my credit limit to $1,000. I was instantly approved with a $25k credit line. I opened a NASA FCU Platinum Cash Rewards Card earlier this year.
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